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Would you Buy the Samsung Galaxy A04(4GB RAM, 64GB) at Ksh700 a Week?
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Would you Buy the Samsung Galaxy A04(4GB RAM, 64GB) at Ksh700 a Week?

EDITOR'S NOTE: This article is a part of our Money254 Partner Series and is produced in partnership with Mogo Kenya. For more on Money254’s editorial policy, read here.  

If you are looking for an affordable smartphone without compromising on functionality, the Samsung Galaxy A04 is one device to consider. 

The Galaxy A04 was launched in October 2022 and comes with 4GB of RAM, and a quad-core processor - allowing you to multitask and use various common mobile applications.

In terms of internal space, the Samsung Galaxy A104 comes with 64GB internal space. This is a decent amount of space that can host numerous applications, images, and videos without regularly deleting the old files. 

If you are a more active user with a need for bigger space, the A04’s internal storage can be upscaled up to 1 terabyte (TB) through a micro SD card. 

With a 6.5-inch HD+ Infinity-V display, the A04 provides a decent viewing experience for browsing the web, taking or reading notes, watching videos, and playing games.

The Samsung Galaxy A04 comes with a dual camera - with the main camera having 50MP which also carries a wide-area lens. The secondary rear camera has 2MP, which has a depth lens. 

The selfie camera has 5MP which enables you to take decent selfies and engage in video calls with reasonable clarity. 

The Samsung Galaxy A04 runs on Android 12 and runs on an Octa-core CPU with Samsung's One UI on top. The device also offers a 5,000mAh battery, which should last through a day with moderate usage. 

Other Features Include:

  • Wi-Fi 802.11
  • Bluetooth 5.0
  • USB Type-C 2.0
  • GPS Enabled
  • 4 colour choices to choose from: Black, Green, White, Copper

The Samsung Galaxy A04 is available across various retail stores in Kenya. There are also various ownership options you can choose from. 

If you currently do not have the full amount to make an outright cash purchase, the Samsung A04 is available through the Mogo smartphone loan

To buy the phone through financing, you will be required to make a minimum down payment of Ksh4,000. You will then receive the phone and complete the payment by making weekly instalments of Ksh700 for 52 weeks.

How to Get the Samsung Galaxy A04 Through Mogo Smartphone Financing

To get the Samsung A04 through the Mogo smartphone loan, you start by making an application on the Mogo Kenya website here

The following standard information is required:  

  • Your Full name
  • Your National ID Number
  • Your Phone Number
  • Your Email Address
  • From the drop-down menu, select the smartphone you intend to purchase 

You will also be required to authorise Mogo Kenya to carry out a credit status check with one of the registered Credit Reference Bureaus (CRBs) in Kenya. 

Once you are pre-qualified, a Mogo representative will be in touch with you and request for the following documents: 

  • A picture of your original ID document (clear photos, back and front parts)
  • 6 months Mpesa statement. (*100# Options to follow 1,4,1,1,4,1 OR *234# options 5,1,1,1,4)
  • 6 digit code sent to you by Safaricom via SMS

Once these documents are received by Mogo, you will get a notification giving you a formal loan offer. 

You can either sign the loan offer while collecting the phone at a Mogo branch, or you can be referred to partner stores where you will sign the loan offer as you collect your phone.

N/B: You can also visit any Mogo branch for a physical application process. 

If you are in Nairobi and would prefer to have the smartphone delivered to you, this is possible with Mogo Kenya. 

For the home or office delivery, you are required to pay Ksh500 upfront. This is part of the down payment amount. Once the device is delivered, you will be requested to pay the remaining down payment balance of Ksh3,500. 

You will then begin making your weekly instalments until you clear the balance. After this, the device becomes fully yours. 

Ready to purchase your Samsung Galaxy A04 with Mogo Smartphone Financing? Click here to apply. 

Other Devices Available for Purchase Through Mogo Smartphone Financing

If you are still interested in acquiring a smartphone through the Mogo smartphone, there are other devices you can choose from, depending on your preferences.

Further, even for devices that are not on this list, you can still apply for financing, Mogo Kenya will then give you a custom offer and refer you to one of their retail partners to collect the device. 

Samsung A13

Down Payment: Ksh5,000

Installment: Ksh750

Summary of features: 

  • 4GB RAM
  •  64 GB
  • Triple rear camera: 50MP + 2MP + 2MP; 5MP selfie camera

Samsung A04 

Down Payment: Ksh4,000

Installment: Ksh700

Summary of features

  • 4GB RAM
  • 64GB Internal storage 
  • Dual Camera (50MP), 5MP Selfie camera

Nokia C31

Down Payment: Ksh3,000

Installment: Ksh500

Summary of features: 

  • 4GB RAM
  • 64GB Internal storage
  • Triple rear camera: 13MP + 2MP + 2MP; 5MP Selfie camera

Samsung A14 (4GB -128GB Storage)

Down Payment: Ksh5,000

Installment: Ksh750

Summary of features: 

  • 4GB RAM
  • 128GB Internal storage 
  • Triple rear camera 50MP, 13MP selfie camera

Nokia G21

Down Payment: Ksh4,000

Installment: Ksh750

Summary of features: 

  • 4GB RAM
  • 128GB Internal storage 
  • Triple rear camera: 50MP + 2MP + 2MP; 5MP Selfie camera

Samsung A23 

Down Payment: Ksh8,000

Installment: Ksh950

Features: 

  • 4GB RAM
  • 128GB Internal storage 
  • Quad rear camera: 50MP+2MP +2MP+2MP; 8MP Selfie camera

Samsung A24 

Down Payment: Ksh9,000

Installment: Ksh1,000

Summary of features: 

  • 4GB RAM
  • 128GB Internal storage 
  • Triple rear camera: 13MP + 2MP + 2MP; 13MP Selfie camera

Samsung A54 

Down Payment: Ksh5,000

Installment: Ksh750

  • 8GB RAM
  • 256GB Internal storage 
  • Triple rear camera: 50MP + 12MP + 5MP; 32MP Selfie camera

Tecno SPARK 10 PRO

Down Payment: Ksh5,000

Installment: Ksh750

Summary of features: 

  • 8GB RAM
  • 128GB Internal storage 
  • Dual rear camera: 50MP + 0.08MP; 5MP Selfie camera

Tecno SPARK 10 PRO (8-256) 

Down Payment: Ksh5,000

Installment: Ksh850

Summary of features: 

  • 8GB RAM
  • 256B Internal storage 
  • Dual rear camera: 50MP + 0.08MP; 5MP Selfie camera

Tecno SPARK 10 C

Down Payment: Ksh4,000

Installment: Ksh650

Summary of Features: 

  • 8GB RAM
  • 128GB Internal storage 
  • Dual rear camera: 16MP + 0.08MP; 5MP Selfie camera
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Tony Mukere is the editor in chief at Money254. He is a trained journalist with a passion for impactful storytelling. Before joining Money254.co.ke, he worked as an editor at Kenyans.co.ke, and as a reporter at Pulselive.co.ke. Connect with Mukere on Twitter.

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