EDITOR'S NOTE: This article is a part of our Money254 Partner Series and is produced in partnership with Mogo Kenya. For more on Money254’s editorial policy, read here.
If you are looking for an affordable smartphone without compromising on functionality, the Samsung Galaxy A04 is one device to consider.
The Galaxy A04 was launched in October 2022 and comes with 4GB of RAM, and a quad-core processor - allowing you to multitask and use various common mobile applications.
In terms of internal space, the Samsung Galaxy A104 comes with 64GB internal space. This is a decent amount of space that can host numerous applications, images, and videos without regularly deleting the old files.
If you are a more active user with a need for bigger space, the A04’s internal storage can be upscaled up to 1 terabyte (TB) through a micro SD card.
With a 6.5-inch HD+ Infinity-V display, the A04 provides a decent viewing experience for browsing the web, taking or reading notes, watching videos, and playing games.
The Samsung Galaxy A04 comes with a dual camera - with the main camera having 50MP which also carries a wide-area lens. The secondary rear camera has 2MP, which has a depth lens.
The selfie camera has 5MP which enables you to take decent selfies and engage in video calls with reasonable clarity.
The Samsung Galaxy A04 runs on Android 12 and runs on an Octa-core CPU with Samsung's One UI on top. The device also offers a 5,000mAh battery, which should last through a day with moderate usage.
Other Features Include:
The Samsung Galaxy A04 is available across various retail stores in Kenya. There are also various ownership options you can choose from.
If you currently do not have the full amount to make an outright cash purchase, the Samsung A04 is available through the Mogo smartphone loan.
To buy the phone through financing, you will be required to make a minimum down payment of Ksh4,000. You will then receive the phone and complete the payment by making weekly instalments of Ksh700 for 52 weeks.
To get the Samsung A04 through the Mogo smartphone loan, you start by making an application on the Mogo Kenya website here.
The following standard information is required:
You will also be required to authorise Mogo Kenya to carry out a credit status check with one of the registered Credit Reference Bureaus (CRBs) in Kenya.
Once you are pre-qualified, a Mogo representative will be in touch with you and request for the following documents:
Once these documents are received by Mogo, you will get a notification giving you a formal loan offer.
You can either sign the loan offer while collecting the phone at a Mogo branch, or you can be referred to partner stores where you will sign the loan offer as you collect your phone.
N/B: You can also visit any Mogo branch for a physical application process.
If you are in Nairobi and would prefer to have the smartphone delivered to you, this is possible with Mogo Kenya.
For the home or office delivery, you are required to pay Ksh500 upfront. This is part of the down payment amount. Once the device is delivered, you will be requested to pay the remaining down payment balance of Ksh3,500.
You will then begin making your weekly instalments until you clear the balance. After this, the device becomes fully yours.
Ready to purchase your Samsung Galaxy A04 with Mogo Smartphone Financing? Click here to apply.
If you are still interested in acquiring a smartphone through the Mogo smartphone, there are other devices you can choose from, depending on your preferences.
Further, even for devices that are not on this list, you can still apply for financing, Mogo Kenya will then give you a custom offer and refer you to one of their retail partners to collect the device.
Samsung A13
Down Payment: Ksh5,000
Installment: Ksh750
Summary of features:
Samsung A04
Down Payment: Ksh4,000
Installment: Ksh700
Summary of features
Down Payment: Ksh3,000
Installment: Ksh500
Summary of features:
Samsung A14 (4GB -128GB Storage)
Down Payment: Ksh5,000
Installment: Ksh750
Summary of features:
Nokia G21
Down Payment: Ksh4,000
Installment: Ksh750
Summary of features:
Samsung A23
Down Payment: Ksh8,000
Installment: Ksh950
Features:
Samsung A24
Down Payment: Ksh9,000
Installment: Ksh1,000
Summary of features:
Samsung A54
Down Payment: Ksh5,000
Installment: Ksh750
Down Payment: Ksh5,000
Installment: Ksh750
Summary of features:
Tecno SPARK 10 PRO (8-256)
Down Payment: Ksh5,000
Installment: Ksh850
Summary of features:
Tecno SPARK 10 C
Down Payment: Ksh4,000
Installment: Ksh650
Summary of Features:
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