Taking Your Business Online? 6 Things That Make the M-KOPA X20 a Game Changer

EDITOR’S NOTE: This article is part of our Money254 Partner Series produced in partnership with M-KOPA to mark the launch of their latest device - the M-KOPA X20.

You probably know someone who uses a smartphone to earn a living. From managing an online shop to promoting businesses through social media, smartphones have become a critical pillar for the growth of small businesses. 

For entrepreneurs looking to reach over 13 million Kenyans who use social media, the M-KOPA X20 is more than just a communication device. Here’s how it can revolutionize your business.

1. Keep your Cash flow Strong; Every Shilling Counts

For small business owners, cash flow is vital. The M-KOPA X20 offers an affordable smartphone financing plan, allowing you to upgrade without breaking the bank. 

With an initial deposit of Ksh4,000- 5,000 and daily payments of just Ksh92, you can pay on terms based on your daily earnings without draining your wallet. 

2. You’re hustling hard, can your phone keep up?

The M-KOPA X20’s powerhouse specs—6GB RAM, 256GB storage, and a robust 5000mAh battery—ensure your business stays open all day. Whether updating your e-commerce catalogue, processing payments, or tracking customer orders, the X20 can handle multiple tasks effortlessly. For service providers like salonists, it allows you to manage appointments and client inquiries in real time.

The 5000mAh battery with up to 72 hours on a single charge which ensures you can run your business on the go without worrying about frequently recharging your battery for up to three days!

Read Also: Smart Money. Smart Choice: Is the M-KOPA X20 Really Value for Money?

3. Like, Share, Sell: Go Social and Go Viral!

A strong social media presence is essential for any business to stay relevant. The M-KOPA X20 empowers you to create marketing content effortlessly. From designing graphics on the Canva App to editing videos with InShot App, the X20 enables you to produce professional content that keeps your business thriving.

4. What if Your Office Was Stolen?

Accidents happen, but they shouldn’t slow your business down.

Losing your phone and being forced to go offline for weeks could mean missed opportunities, delayed responses to customers, and a slowdown in operations. 

With the M-KOPA X20, you enjoy affordable repair services and a seamless replacement policy, ensuring you can focus on your business without worrying about unexpected smartphone emergencies. 

For instance, repairing a damaged screen will only cost Ksh1,000, with M-KOPA covering the remaining costs. And if your phone is stolen, replacing it will cost just Ksh3,000, ensuring you’re back online in no time. 

5. Need a cash flow boost. Look no further!

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Buying the M-KOPA X20 comes with an added benefit: access to cash loans. After making on-time payments for three months, you become eligible for mobile cash loans from M-KOPA, disbursed directly to your M-PESA account. This can help you cover unexpected expenses or invest in business growth without the hassle of traditional loans.

6. Stay Covered, Stay Productive

As a small business owner, a sudden ailment can derail operations and lead to lost income. But with the M-KOPA X20, you're not just getting a smartphone—you’re securing a financial safety net with its built-in health insurance. 

The M-KOPA X20 comes with a Ksh30,000 hospital cash cover - at no extra cost. If you are ill and require hospitalisation, the cover offers a daily cash back of Ksh 1,000 for each night you’re admitted. For thousands of customers, this benefit has gone a long way in helping with post-admission expenses such as medication or serving as an income replacement for the days they could not work.

Read Also: I Bought a Smartphone and Got Free Hospital Cash Insurance for a Year

Elevate Your Business with the M-KOPA X20 

In a world where every moment counts, the right tools make all the difference. The M-KOPA X20 is designed to help you work smarter, faster, and safer. Ready to take your business online? Start today with the M-KOPA X20.

You can get the M-KOPA X20 today and take your business online, get started here. 

Read Also: All You Need to Know About the New M-KOPA X20 Smartphone