Compare Kenya’s top Savings Accounts and start saving today

Instantly search the top savings accounts available in Kenya today. Find the best interest rates and start saving now.

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Use Money254 To View Savings Accounts Available in Kenya Today

Our team of experts are constantly searching for Kenya's top savings account interest rates. Review today's rates to begin making more out of your savings below.

Why Find Savings Accounts on Money254?

Maximise your return with the best interest rates available at Kenya’s trusted institutions

Maximise your money by ensuring you are making the most out of your savings. Our team of experts are constantly researching the top savings account offerings from across Kenya’s Commercial banks and SACCOs to help you find the best return on your savings.

All institutions shown are regulated by the Central Bank of Kenya or the Sacco Societies Regulatory Authority (SASRA).

Find a savings starting point that works for you

New to savings or looking to start saving on a budget? No problem.

Money254 aggregates the minimum opening balance and interest earning balance across all accounts shown to help you find a product that makes sense for you. Easily filter on our savings results page by ‘Lowest Minimum’ to find a starting point that matches your current financial position.

Access your money on a timeframe that meets your goals

Your money should work for you when you need it to. Our search results transparently highlight how often you can access your money during a given period without being penalised. Choose a product with the withdrawal terms and interest payout frequency that makes sense for you and begin earning today.

See the Account Details section on any product for more information.

COMPARE SAVINGS ACCOUNTS

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See Savings Accounts Available on Money254

Umba

Fixed Deposit Account

Interest rate

Min Interest Earning Balance

Ksh

5000

Interest Payout

At Maturity

Withdrawal Limit

Unlimited

No Account fees

COMPARE SAVINGS ACCOUNTS

Top Tips to Start Saving

1. Understand your savings goals

Understanding what you’re saving for helps you find a product that makes the most sense for you and plan how much you would like to save on a daily, weekly or monthly basis.
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2. Pay yourself first

Starting to save can be a challenge. Pay yourself first by depositing the amount you are looking to save in your savings account as soon as you get paid.

3. Stay up-to-date with rates

Make sure you are always getting the most out of your savings account. Stay up-to-date on rates by checking Money254 regularly to make sure you’re earning the maximum possible return on your money.

Learn more about Savings Accounts

Frequently Asked Questions about Savings Accounts

What is Money254?

Money254 is a new platform focused on helping you make more out of the money you have. We’ve created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts have tirelessly collected.
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 We’ve just launched but will be adding more product categories and tools over the coming months.

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Disclaimer: The information that Money254 provides on this website is obtained from publicly available resources and is intended for information or educational purposes only. Money254 strives to keep the information on the website up to date and does not warranty that all the information will be as the financial institutions updated or changed information at all times. Money254 does not own any of the information provided by or obtained from third party financial institutions. Take note that the institutions represented on this website may vary their terms at any time or may offer you terms different to what you have seen on the website due to their own analysis of your individual circumstances or change of terms and you are encouraged to review the specific financial institution’s terms and conditions when obtaining their services or products. Money254 is not a financial institution, insurance provider or financial adviser and is not liable for any decisions any individual makes based on the information provided on the website. Please refer to our terms and conditions and privacy policy before using this website.