Compare accurate and unbiased loan offers from banks, MFIs, and digital lenders on Money254, Kenya's first financial comparison platform.
At Money254, we're dedicated to helping you find the right loans for your business or personal needs. Easily compare over 150 verified loans from banks, MFIs, and digital lenders, and make informed decisions without having to visit a physical branch.
Whether you're pursuing an opportunity or covering an emergency, Money254 is your partner to help you make the right financing decision.
"It was excellent. I am delighted that you are true partners."
"Money254 Relationship Manager Madam Wangui was so wonderful from the time I inquired about loans. She did follow up and ensured I received the loan. Above all, she gave me the assurance and confidence that the partner was a genuine loan agency cause at first I was in doubts. I can't ask for more than what she did."
"Thank you. It was EXTREMELY helpful."
Answer a few simple questions about your loan needs, and we'll instantly show you personalized loan offers from our partners, complete with full quotes and fee breakdowns — no hidden fees.
Request a quote and get a callback within 15 minutes. Your personal Money254 Agent will help you understand the details of your loan offers, so you can make the best decision for you.
Your Money254 Agent will assist you in submitting your loan application to the lender. With our dedicated agents on your side, your application gets priority support for a faster, smoother experience.
We empower Kenyans with Personal Finance Knowledge. Make the most of your money with our award-winning personal finance management content and product comparison features.
Start comparing with Money254's easy-to-use tool and access even more offers.
Download our app to have powerful comparison tools at your fingertips, anytime you are considering a loan in the future.
Often the faster you need the loan, the more expensive it will be. Use Money254 to compare disbursement speeds.
If you only look at the interest rate, you might think the loan is cheaper than it is. Get a full breakdown on Money254 to understand the true cost.
Write down your due date and make sure you are saving towards it early. Use Money254 to see the full monthly payment amounts before you apply.
Personal loans can be hard to understand - let us help clarify things.
The speed at which a loan is approved depends on the type of lender and facility requested. Some digital lenders can approve loans in less than one hour while many commercial banks can take up to five days. Read our Personal Loans Guide to learn all you need to know about personal loans.
Digital lenders, Commercial banks, Microfinance banks and SACCOs all offer unsecured loans in Kenya. These lenders have different product features with varying eligibility requirements.
There are lots of different types of loans for various purposes. Before choosing a loan you should make sure you understand what you need the loan for and how long you’ll need it. This can help you decide which type of financial institution and facility you should look at. Read Money254’s Loan Considerations Guide for a list of important factors to think through before deciding on what loan to take.
Credit history requirements vary among financial institutions. Some lenders accept only borrowers with good credit; others will loan to those who have defaulted on a previous loan in the past. Make sure to read the product details when you search on Money254 to find out what the eligibility requirements are.
Unsecured loans are a type of loan that do not require any collateral. Many people associate unsecured loans with app loans, Microfinance loans and M-Pesa loans however many commercial banks also offer unsecured loans. All of the personal loans currently available on Money254 are unsecured. Search today to find the best loan for you.
A personal loan is money borrowed from a financial or lending institution to be used for personal reasons. While some personal loans are provided for specific use cases, many have no restrictions. Read our personal loans guide here for all the information you need on both secured and unsecured loans in Kenya.
Loan costs very from lender to lender, and you can use the Money254's free personal loans search to compare different loans and see their true costs to make the best decision for you.
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