Stanbic Money Market Fund: Everything You Need to Know

As more Kenyans seek safer and smarter ways to grow their savings, Money Market Funds (MMFs) are gaining popularity as a low-risk, accessible investment option.

The Stanbic Money Market Fund (MMF), launched in July 2024, is one of the newer entrants in Kenya's collective investment schemes space. Managed by SBG Securities Limited, the fund seeks to offer stable income and capital preservation by investing in a diversified portfolio of treasury securities, corporate debt, and fixed deposits within the Kenyan market.

Income for investors is calculated daily, accrued, and distributed monthly, either paid out or reinvested depending on investor preference.

Key Features of the Stanbic Money Market Fund

• Currency: Kenyan Shilling (Ksh)
  
  
• Minimum Investment: Ksh1,000
  
  
• Minimum Top-up: Ksh1,000
  
  
• Management Fee: 2% p.a. + VAT
  
  
• Distribution Frequency: Monthly
  
  
• Fund Size (as of March 2025): Ksh2.76 billion
  
  
• Risk Profile: Low to Medium
  

Read Also: Weekly Shopping Tracker: See the Latest Prices for Basic Goods in Nairobi

Stanbic MMF Performance

As of 31st March 2025, the Stanbic MMF reported the following returns:

• 1-Month Return: 8.03%
  
  
• Year-to-Date (YTD) Return: 8.63%
  
  
• Since Inception Return: 11.34%
  

Who Should Consider Investing in the Stanbic MMF?

The fund may suit:

• Individuals building an emergency fund: Typically covering three to six months of expenses.
  
  
• First-time investors: Those looking for a stable and low-risk entry point into financial markets.
  
  
• Corporates and groups: Organisations seeking safe avenues to preserve capital while earning reasonable returns.

Investors should note that subscriptions and withdrawals made after 9:00 AM East Africa Time will be processed using the next day's price.

Read Also: Mansa X: All You Need to Know About the Special Fund Offering 24% Returns‍

Important Considerations

• Returns are not guaranteed: The investment value can fluctuate, and past performance is not indicative of future outcomes.
  
  
• Redemption restrictions: Under certain conditions, the right to redeem investments may be temporarily suspended.
  
  
• Regulation: The fund is regulated by the Capital Market Authority (CMA) of Kenya.

The Stanbic Money Market Fund offers a conservative investment option for individuals and institutions looking to preserve capital while generating moderate income. Its low minimum investment threshold and flexible access make it accessible to a broad range of investors, though returns remain modest compared to riskier options.

As always, prospective investors should carefully assess their investment objectives and consult financial advisors if necessary before committing to any fund.

Read Also: 2 Friends Invested Ksh5K Monthly; One Made Ksh32M While the Other Got Ksh2M - Here is Why