National Bank of Kenya Limited Visa Classic Card Product Details

Rates available from as of 1st April 2021

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National Bank of Kenya Limited

Visa Classic Card

Credit Limit

Up To ksh200k

Annual Fee

ksh2500

Interest Rate

3.50% per month

Interest Free Days

45 days

Min net income of Ksh20k to apply

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Payment Network

Visa

Card Fees

‍‍Joining fee: Free
Annual Fee: Ksh2500‍

Card features‍

Minimum net Income: Ksh20k
Card Limit: Up to Ksh199,999‍

Benefits‍

5% discount for holiday packages booked with Magical Skies and paid fully with the NBK credit card
10% discount at Victoria Courts on amounts paid fully using the NBK Credit Card
5% discount on Samsung products paid fully for at Hotpoint appliances using the NBK Card

Repayment Details‍

Monthly Interest: 3.5%
Interest free period: 45 days
Minimum Repayment amount: 10%‍

Additional Fees‍

Cash advance Fees: 5%
Late Payment Fees: ksh1500
Over the limit Fees: ksh1000
Supplementary Card Fee: Ksh1000
Card Replacement Fees: Ksh1000‍

Documents Required‍

National ID
KRA Pin
6 months certified bank statements
3 Latest certified payslip
T&C Link

This product is provided by National Bank of Kenya Limited. National Bank of Kenya Limited is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review

Pros

No joining fees
Card limit to up to ksh199,999

Cons

Relatively high monthly interest of 3.5%

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