Hakki Uber Car Finance: Product Details & How to Apply

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Good for drivers with at least 8 weeks of earnings on Uber, Bolt, or Little

Hakki Car Finance

Uber Car Finance

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View the Loan Breakdown

Loan Amount

Up to 90% of vehicle, max 850k

Loan Period

3 months - 3.5 years

Interest Rate

Total Cost
(incl fees)

3.16% per month + ksh3,000 upfront fees

Loan Cost

Maximum Monthly Interest: 3.16%
Processing Fee: ksh30000

Post-approval fees:

Valuation: ksh3000

Loan structure

Type: Secured
Interest structure: Reducing balance

Loan Details

Minimum Deposit Required: Ksh50,000
Year of Manufacture cut-off: 2013
Car Mileage: Less than 150k KM
Maximum tenure: 42 Months
Min Amount: ksh500,000
Max amount: ksh850,000
Repayment Frequency: Monthly
Early Repayment: Allowed

‍ Documents

‍KRA Pin
ID
8 weeks earnings on Uber, Bolt, Little
6 months Mpesa statements
6 Months Bank statements
Original Logbook

Representative Example of Loan Costs:

Example Loan Amount: Ksh500,000
Example Loan Tenure: 12 months
Representative APR: 37.2%
Application fee: ksh30,000
Monthly Loan Repayments: Ksh60,597
Total Loan Repayment Amount: Ksh727,160

This product is provided by Hakki Africa. Hakki Africa is a Non-deposit taking Microfinance Institution duly registered under the Companies Act No 17 of 2015.

Pros

Long repayment period of 42 months
Minimum Deposit as low as ksh50k

Cons

Has has to have less than 150k Km
One has to be an existing taxi driver with a good record

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Hakki Uber Car Finance is financing given to Uber/Bolt/Little cab drivers in Kenya. They offer car financing of 85% of the car’s market value.

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