Current Accounts

I&M Bank Limited Personal Bahati Transactional Account Details

Rates available from as of 1st April 2021
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I&M Bank Limited

Personal Bahati Account
Min Opening Balance
KES
10000
Maintenance Fee
KES
500
Ledger Fee (Per Transaction)
KES
0
Min of Ksh10,000 required to open
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Account Details

  • ‍‍Opening balance: Ksh 10000
  • Operating balance: Ksh 10000
  • Maintenance fees: Ksh 500
  • Ledger fees: No Fee

‍

Transactional Charges (per transaction)‍

  • OTC withdrawal: Free
  • OTC cash deposits: Free
  • Internal Transfers: Free
  • RTGS: ksh500
  • International transfers: ksh1500
  • ATM Withdrawals: ksh30
  • Internal Standing Orders: ksh75
  • External Standing Orders: ksh350
  • Bank Account to Mobile Money transfer: ksh0

Account Access Charges (per item)‍

  • Over the counter: Free
  • Debit card: Free
  • Cheque book: ksh300
  • Bankers cheque: ksh500
  • Counter cheque: ksh250
  • Standing order: ksh350‍

Account Management Charges (per request)‍

  • ATM Statement: Free
  • Mobile banking statement: Free
  • Branch Statement: Free
  • Mobile balance enquiry: Free‍

Penalty Charges (per instance)‍

  • Failed standing order: ksh1500
    Cheque ‘Refer to drawer’: ksh2500‍

Documentation Required‍

  • National ID/ Valid Passport
  • KRA PIN
  • Passport Photo
  • T&C Link

Money254 Review

Pros:

  • 10 free OTC withdrawals
  • Free debit card
  • Free statements
  • Personal accident cover of Up To 0.5M (premium of 500 p.a)

Cons:

  • Minimum opening and operating balance of ksh10000
  • Monthly maintenance fee of ksh500

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